The wealth of many of our clients is concentrated in a closely held enterprise. Estate planning for stakeholders cannot be effective without a clear succession plan and the financing in place for the successful execution of that plan. This might mean a structure for senior management to acquire the business; insurance policies to defease estate or other transfer cost liabilities; a cash settlement in lieu of ownership for non-active family members; or any combination of the above. In all cases, money is a necessary component of any solution – and we provide cost effective financing through our insurance and investment oriented products.