Life settlements are complex transactions whereby a policy insuring the life of an individual is sold by the policy owner to a third party. This kind of transaction is complicated by tax, and by regulations intended to protect the insuring public from the unscrupulous. We are experienced in navigating the regulatory requirements, and successfully concluding a transaction. Our culture, operations, licensure, and scale have made us a preferred resource for life settlements. Pillar has been successful in assisting many families and businesses monetize life insurance contracts which would otherwise terminate without value, or be surrendered to the insurer for considerably less than what could be had in the institutional secondary market. We have secured extremely favorable financial results for our clients. We operate in a completely transparent and ethical manner and have been able to help bring confidence to advisors, clients and management that a transaction has been wholly vetted and ethically executed.